Fees & Insurance

Fees
My fees are based on time spent with my clients.  Any additional time I devote to  record-keeping or research is just part of the package.

Quoted fees are based on cash payment at the time of service. They are discounted 15% from my regular fee when I am billing insurance.  Cash and personal checks are accepted. I can also arrange to accept credit cards via PayPal.  Sorry, I do not carry a balance for clients who are paying cash. Please see Insurance, below if you have insurance.

Intro Evaluation Initial Visit Follow-Up (short) Follow-Up (long)

20 min 60 min 30 min 60 min

Free $120 $60 $120

For new or prospective clients – see below. Allows time for a good evaluation and initial treatment Shorter visits for those with limited budgets or insurance Allows for more in-depth work and greater relaxation

I offer a sliding fee scale (between $60 and $120)
for kids under 18, single moms, and people on Medicare.

(Fees are subject to change)

Please see Services for different types of visits available

Package Option – Save another 10%
Clients have the option of purchasing treatment time in advance at a discount. You can purchase $500 in treatment time for $450.

This package is offered to support those who are interested in improving their health on a deeper level than 2 or 3 visits would allow.

It’s a great deal for clients who need more than a few visits, or those who wish to come in on a regular basis for on-going support.  I recommend that you have 1 or 2 visits first, to make sure it’s a good fit for you.

Cancellation: if a client wishes to receive a refund for unused package time, they will relinquish the 10% discount on the time they’ve already used, and pay a $10 processing fee.  They’ll receive a check for the balance.

Free Evaluation & Treatment Session
This is available to prospective clients who want to meet me and get a sense of how I might approach their personal health situation. It gives us both a chance to see if we might work well together. Please fill out the short version of the New Client form and bring it with you.  If you cannot print internet forms, we will arrange for you to fill out the form in the office.

The free 20-minute session is usually done in person.  This allows us to actually test a few things and usually give you a “mini-treatment” so you can experience a little of my work directly before you make a decision.

In some cases, a verbal consultation may be done over the phone. People living out of the area who plan to travel to Ashland for care would be an example of an initial phone consult.

Regular Health Insurance
You pay for the visit at the time (20% discount), and I provide you with a statement that has the necessary codes. You can submit this to your insurance company for reimbursement. There is no extra charge for this, unless the insurance company requests a report, etc.

If you plan to use this option, you can print my Insurance Coverage Worksheet and use it to call your insurance company with specific questions. This will tell us which procedures are actually covered by your specific policy, and other “fine print” information. It’s worth the time to do this, because it will help us avoid unpleasant surprises.

If your insurance company requests any report or paperwork related to a statement, I will need to charge you for the time to complete it – but only with your authorization.  I would give you an estimate based on what they’re asking for.

Future Insurance Network Provider
I am in the process of becoming a provider for the main insurers in the valley. The first will likely be Blue Cross. The only insurance I currently accept “assignment” on is Personal Injury, as in auto-related injuries, a slip & fall in a store, etc. Assignment means that I do all the billing in these cases, and wait for final payment.

Medicare only pays for chiropractic spinal adjustments. They do not cover any of the wonderful therapies I offer, which actually reduce the number or frequency of adjustments you need to reach your goal. So I would rather give you a good discount along with highly effective therapies, skip the hassle of billing with Medicare, and pass the savings on to you.